OneKYCby OneHypernet
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Onboard millions at scale, compliant by default

Verify, risk-score, monitor, and control millions of wallet users from one platform. Built for the speed of a consumer app and the obligations of a regulated issuer.

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GDPR Compliant
AICB Asian Institute of Chartered Bankers
ISO 27001 Information security certified
Cyber Essentials Security controls assessed
MAS FSTI Proof of concept grant
Singapore Pawnbrokers' Association Official compliance partner
Standard Chartered Team background
Bank of Singapore Team background
Citibank Team background
Morgan Stanley Team background
Built to localize

Powering some of the largest e-wallets in Asia

Major payment apps and stored-value providers run OneKYC for onboarding, screening, and monitoring at consumer-app scale. Verification, screening lists, and rules adapt to every market you operate in, pre-built for wallet-specific patterns: top-up abuse, mule rings, dormancy reactivation, and synthetic-ID sign-ups.

Every wallet event, one risk record

The same wallet can sign up, top up, transfer, spend, and reactivate in minutes. OneKYC runs the right controls at each step, tied to one live risk score.

01

Sign up

  • OCR & document
  • Face match & liveness
  • Sanctions & PEP screening
  • Synthetic-ID checks
02

Top up

  • Velocity monitoring
  • Funding-source controls
  • Device risk
03

Transfer

  • Mule detection
  • Structuring scenarios
  • Transaction monitoring
04

Spend

  • Merchant controls
  • Risk scoring
  • Behavior analysis
05

Dormant return

  • Step-up verification
  • Device comparison
  • Account-takeover checks

Automate wallet decisions, not just alerts

Turn risk signals into wallet controls. A wallet's KYC level and live score set its limits and trigger actions in real time, so analysts handle exceptions, not every case.

Wallet tiers & limits

auto-enforced
Tier · KYCBalance capDaily transferCash-out
0
BasicPhone + email
S$1,000stored value
S$500per day
Off
1
VerifiedID + liveness
S$5,000stored value
S$2,000per day
S$3,000per day
2
PremiumID + EDD
S$20,000stored value
S$10,000per day
Cross-borderTravel Rule on

Limits auto-set by KYC level and live risk score, capped to local SVF and e-money ceilings (MAS, BSP, BNM, BI, BOT). A rising score auto-applies a tighter tier.

Risk scoreLive
82/ 100

Tier 2 · elevated · monitoring raised

Auto actions
✓Lower transaction limitApplied
✓Require selfie refreshApplied
✓Hold outbound transferApplied
✓Route to manual reviewQueued

Common rollout patterns at e-wallets

Consumer onboarding

Auto-approve low-risk users in under a minute while routing only exceptions to review.

Wallet limits & tiers

Assign tiers, limits, and verification requirements automatically, based on KYC level and live risk.

P2P transfer monitoring

Detect structuring, mule activity, and coordinated networks across peer-to-peer flows in real time.

Dormant reactivation

Step-up verification before an old or inactive wallet is allowed to transact again.

Cross-border transfers

Monitor high-risk corridors and sanctions exposure, with Travel Rule data on qualifying transfers.

Merchant & agent monitoring

Track unusual behavior across merchant acceptance and cash-in or cash-out agent networks.

Verify at scale. Keep the funnel

See how e-wallets run identity, sanctions, and fraud at consumer-app speed, with high straight-through-processing.

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